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Upfront — contingency only
When a foreclosed property sells for more than the debt against it, the difference belongs to the former owner — not the bank, not the county. We read the records, find the claim, and file it. You pay nothing unless it's recovered.
Illustrative example — not an actual client record
Three things, in this order. Nothing starts until the claim is confirmed in the public record.
We pull county and court records directly — final judgments, sale reports, and surplus registers — to confirm a real balance exists and who it belongs to.
Claim forms, limited power of attorney, assignment of interest, payment direction. Drafted, notarized, and filed to the county's exact standard.
We stay on the docket through review, competing claims, and the order of distribution — until the check is issued in your name.
The three most common, answered plainly.
Fair question — ask it. We never take payment upfront, never ask for bank logins, and never claim to be the government. You can confirm a surplus exists by calling your county's Clerk of Court directly. Here's exactly how to verify us, step by step.
No. We work strictly on contingency — you pay nothing upfront and nothing at all if we recover nothing. Our fee comes out of what's actually recovered and is agreed in writing before any work starts.
Also called excess proceeds — the money left over from a foreclosure sale after the mortgage balance, liens, and costs are paid. If the property sold for more than was owed, that remainder belongs to you and can be claimed.
Representative outcomes. Amounts vary entirely by case — these are not a projection of what any other claim will return.
"No pressure, no nonsense — just real help. I recovered money from a property I lost years ago. I never would have known about it."
"I had no idea I was owed anything. They tracked down my case, handled the paperwork, and recovered funds I didn't know existed."
"They sent a letter, then followed up by phone. I was skeptical at first. The paperwork was handled and the funds came through."
Testimonials reflect real client experiences. Individual results vary.
Call the Clerk of Court in the county where the property sold and ask whether surplus funds are held on the case. It's free, and it's true whether or not you work with us.
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